Kamyab Jawan Program – Naya Pakistan Housing Loan Scheme

The Young Entrepreneurship Scheme encourages youth entrepreneurship by offering company loans on simple terms and with low markups through 21 commercial, Islamic, and SME banks. All Pakistani residents between the ages of 21 and 45 with business potential are eligible to apply for the loan.

Kamyab Karobar
Kamyab Kissan
Naya Pakistan Low-Cost Housing
Kamyab Hunarmand
Sahatmand Pakistan
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Kamyab Jawan Program – Naya Pakistan Housing Loan Scheme

CRITERIA FOR MICRO BORROWERS' ELIGIBILITY:

Having a valid CNIC
Pakistani national in residence.
There is no maximum age limit.
A monthly household income is less than PKR 50,000 on average.
You must be registered with the NSER of Ehsaas/BISP and have a PMT score of up to 49. However, exceptions are made for NAPHDA T-1 candidates.
NAPHDA verified through NADRA in the case of T-1 home loans.
A family can apply for one loan under each of the Kamyab Karobar, Kamyab Kissan, and Low-Cost Housing programmes.
A maximum exposure of PKR 2,850,000 per household is permitted.

Microfinance banks are a form of bank that provides modest, simple loans and business help to people and small and medium-sized enterprises. Microfinance banks play an important role in the development of any country's economy, particularly in the poorer classes.